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0161 400 8847 / 07850 600 007
E: info@bridging4business.co.uk
Rates & Terms
We speclialise in difficult cases
Have you been turned down elsewhere? We may be able to help. We have lenders who will assist where others can't. We provide a bespoke service for those cases where a little bit more effort can get them funded.
Property Based Finance
Loans
From £25k to £150m or more.
First or second charge loans on commercial, residential or buy to let property and land.
Second charge loans for business purposes only on owner occupied homes.
Rates
Rates from 0.5% pm to 3% pm on bridging loans
Rates on long term loans from 5.5% pa to 9.75% pa
Rates on buy to let loans from 5.5% pa to 9.75% pa.
Loan to Value
Up to 75% LTV on bridges & BTL loans.
Exceptionally a lender may lend against value not purchase price & higher LTVs are available with additional security.
Valuations based 90 day to market value.
Use of money
Loans available for purchases, refinancing, capital raising, bridging out of bankruptcy and IVAs, buy to let properties, portfolio purchases, property development, refurbishments and most other business purposes.
Simple process
Application, valuation (if needed), offer, legals, completion.
Most case funded 7-28 days.
Accounts, SA302s and bank statements not always needed.
Acceptable Security
Land, Commerical Property, Shops, Offices Blocks, Care Homes, Own home - second charges for business purposes only, apartments, portfolio loans, pubs, hotels and other hospitality venues.
Asset & Motor Based Finance
Asset Based Finance
We can arrange finance on classic cars, boats, antiques, watches, jewellery, art etc.
Also business equipment, machines
and office technology.
Asset Finance Term and Rates
3 months to 1 year, more by agreement. 2-3% per month.
We always take possession of the assets which are stored safely and securely.
Rates on business equipment finance vary - please get in touch for a quote.
Motor Finance Terms and rates
Standard motor finance from 1 to 5 years from 4.5% pa.
Leasing and PCPs offered.
Poor credit car finance. 25% minimum deposit, 10% pa.
Log book loans
Loans from £20k to £200k.
Rates 8% to 10% pa.
Purchase or refinance
Bad credit the norm.
No existing bankruptcy or IVA
Every case different
Please ask for details of our log book loans. Each case considered on an individual basis. Log book and spare key remain with the lender and all vehicles are tracked 24 hours.
Motor Finance
We can provide standard motor finance and leasing from a nationwide lender at competetive rates and log book loans which do not depend on a credit check. Rates 8-10% pa.
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